From the moment you submit payment to the moment the issuer receives their capital, your funds travel through a structured, regulated process. Here's what happens at each step.
Step 1 — You Submit Payment
You complete your questionnaire, sign your subscription agreement, and pay via ACH, wire, or credit card.
Step 2 — DealMaker Logs Your Payment Intent
The DealMaker platform creates and records a payment intent tied to your specific investment, linking your payment to your subscription.
Step 3 — Stripe Processes the Payment
For card and ACH payments, Stripe processes and settles the transaction. Wire transfers are received directly into a designated bank account and matched to your payment intent.
Step 4 — Funds Are Held in Escrow
Your funds move to an escrow account held by DealMaker's banking partner — a Qualified Third Party (QTP). The funds sit here, protected and separate from DealMaker and the issuer, until the offering's conditions are met.
Step 5 — The Offering Closes and Funds Are Released
Once the offering reaches its minimum target and closes, the escrow agent releases the funds to the issuer. This is called "breaking escrow." The issuer receives the proceeds (minus applicable fees and holdback).
What If the Offering Doesn't Close?
If the minimum target is not met, funds are automatically returned to investors from escrow. No action is needed from you. See: What Happens If the Offering Misses Its Minimum Target?
Need help?
For questions about your specific investment status, check your DealMaker dashboard or contact DealMaker Support.