Payment Methods, Fee Structures, and Investment Requirements on DealMaker
DealMaker provides a range of payment options and has specific policies regarding fees and investment requirements. Below is a comprehensive guide to help you navigate these aspects of the platform.
Payment Methods
DealMaker supports the following payment methods:
Credit Cards: Visa and Mastercard are accepted. Discover cards are accepted for investment processing.
ACH/Bank Transfers: Direct bank-to-bank transfers are available.
Wire Transfers: Wire transfers are also supported, though availability may depend on the issuer’s settings.
Stablecoin/crypto payments: DealMaker can support Stablecoin; however, it depends on whether the specific offering/issuer has enabled Crypto for that deal.
When selecting a payment method, note that all options incur the same ancillary fee, so switching between methods (e.g., from credit card to ACH) will not affect the fee amount.
Fee Structures and Policies
All transactions on DealMaker are subject to fixed transaction fees.
For Reg CF, the fee is 8.5%, which covers both processing and broker-dealer fees.
For Reg A, payment processing estimated to be between 2%-2.2%, commission and usage is 4.5%.
Investment Requirements
Each offering on DealMaker has strict minimum investment requirements, which include:
Minimum Dollar Amount: A base investment amount that must be met.
Minimum Share Count: A minimum number of shares that must be purchased.
The platform will not allow transactions that fall below these thresholds. If the total cost, including fees, exceeds your target amount, reducing the share count below the minimum requirement will prevent the transaction from proceeding. To complete a purchase, the investment must meet or exceed the offering’s minimum requirements.
Investor limits by offering type
Reg CF (Regulation Crowdfunding)
Anyone can invest (including non‑accredited), but investments are subject to annual limits based on the investor’s income and net worth. Refer here for further details on the Investment limits in crowdfunding.
Reg A
Reg A is available to all investors, including non‑accredited.
Investor warning guide on Investor.gov Regulation A Offerings.
Reg D (506(b) / 506(c))
Reg D is primarily for accredited investors:
506(b): unlimited raise; allows up to 35 non‑accredited sophisticated investors.
506(c): only accredited investors; general solicitation allowed; verification required.
Comprehensive guide on SEC.gov Private Placements Under Regulation D – Investor Bulletin.
FAQs for Specific Scenarios
Can I use a Discover card? Yes, Discover cards are accepted.
Will switching payment methods reduce fees? No, all payment methods incur the same fee.
Can I adjust my investment to stay under a specific amount? Yes, as long as it meets the offering's minimum dollar and share count requirements.
By understanding these guidelines, you can make informed decisions about your investments on DealMaker.